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We’re not sure if it’s because of the sexy colour of their skin or it’s something to do with the dirty tone of their voices, but our black and Asian girls seem to be on the top of a lot of lists lately.

One of the biggest traps of these kinds of scams is the desire to be polite to people who are polite and friendly to you; and the scammers know this.

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There are common scams that occur in many places that the traveller should be aware of.

Note that if you wish to make a theft-related claim against an insurance policy, you will generally need to make a police report within 24 hours and keep a copy for your insurance company.

These scams are based upon the idea of offering you help or advice that is actually deceptive, trusting that you will rely on the scammer's "local knowledge".

Prevention is based on knowledge: researching your destination will both alert you in advance to scams in the area and let you know what the usual prices and truly good sights are so you will be less reliant on the approaches of helpful individuals when you're vulnerable.

At the same time, if you do get stung, don't be too hard on yourself: you were dealing with people who knew the location a lot better than you and with people who were out to deceive you.

Another trap is the "too good to be true" offers: they are almost certainly not true.

Your driver or guide will tell you that the place you're heading to is closed, no good or too expensive and that he knows somewhere better.

Put it this way - Ray is so fat that his fat rolls crush the salt in his sweat into diamonds.

Sit on my lap and talk about the first thing that pops up?

Yelling for help could be necessary, but it will often just attract more (unwanted) attention.

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